What Are Safety Groups | School Safety Groups NY

​Safety Groups first came to the State Insurance Fund because of high industry loss rates, the need for extra attention, and the fact that many employers had difficulty in getting coverage.  This caused many industries and associations to band together into Safety Groups. The State Insurance Fund, a pioneer in Worker's Compensation Insurance, has been a leader in Safety Group coverage.

                                                                                                                                                                                                                             
There are two distinct types of NY State Fund Safety Groups:

1. A Trade Group, whose membership is open to all who are in a specific trade, e.g, Painters.

2. An Association Group, whose membership comes from a Trade Association.

In a given industry there is only one State Fund Trade Group, but there may be any number of State Fund Association Groups.

Safety Groups enable businesses in a similar industry to reduce the expense of providing safety engineering, claims, and underwriting services.  The key to Group success is the effort by both the Group Manager, and the Members of the Group, to reduce accidents and keep losses to a minimum.

There are now over 100 active NY State Insurance Fund Safety Groups,  The oldest Safety Group is over 95 years old!

A Safety Group offers an advance discount to qualified members at the beginning of the policy year, with a possible dividend at the conclusion of the Group year depending upon the overall Group experience.
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